Your family and your business deserve a CFO who sees the full picture. Not a salesperson chasing the next transaction.
Most families and business owners are overserved with products and underserved with strategy. They have advisors—but no one quarterbacking the full picture.
12 Stones was built to fill that gap. We serve as your fractional Family and Business CFO—bringing order to complexity through one intentional framework that connects your business, your household, and your legacy.
Institutional strength. Boutique stewardship. Quarterly accountability.
The name 12 Stones is drawn from the account in Joshua 4, where twelve stones were taken from the Jordan River and set in place as a memorial. Meant to endure, to instruct future generations, and to mark what had been entrusted—these stones represented permanence, purpose, and the weight of responsibility.
Building structures that last—designed for durability, not short-term optimization.
Keeping values, family, and purpose at the center of financial decisions.
Managing resources with wisdom, restraint, and responsibility over time.
Your CFO for the long haul. Not a transactional advisor chasing the next sale.
Money is a tool. Your CFO aligns every dollar with the life you're building—business and personal.
Business, personal, estate, tax—everything works together because one CFO designs it that way.
Founder
Discipline. Integration. Stewardship.
Co-Founder | CTO & COO
Systems that scale with precision.
Co-Founder | CGO
Relationships that last.
The principles that guide every decision, conversation, and recommendation.
We make the complicated simple—not the other way around.
Results matter. Meetings don't.
We integrate what others fragment.
We tell you what you need to hear, not what's easy to say.
We're building something exceptional—and we move like it.
We love what we do—and it shows.
We make the complicated simple—not the other way around.
Results matter. Meetings don't.
We integrate what others fragment.
We tell you what you need to hear, not what's easy to say.
We're building something exceptional—and we move like it.
We love what we do—and it shows.
We make the complicated simple—not the other way around.
Results matter. Meetings don't.
We integrate what others fragment.
We tell you what you need to hear, not what's easy to say.
We're building something exceptional—and we move like it.
We love what we do—and it shows.
We reject 'how it's always been done.'
You pay for sophistication, not asset size.
We care for your resources as if they were our own.
We reach out before you have to ask.
We never stop learning.
Our job is to unburden you.
We reject 'how it's always been done.'
You pay for sophistication, not asset size.
We care for your resources as if they were our own.
We reach out before you have to ask.
We never stop learning.
Our job is to unburden you.
We reject 'how it's always been done.'
You pay for sophistication, not asset size.
We care for your resources as if they were our own.
We reach out before you have to ask.
We never stop learning.
Our job is to unburden you.