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Our Services

Integrated Financial Stewardship

One CFO. One system. Every dimension of your business and family—stewarded together.

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Service Categories

What We Do

Core Services

Financial Architecture & Planning

Your CFO's command center: clarity, order, and discipline across income, capital, and risk.

Cash flow and capital allocation design
Integrated tax strategy* and planning cadence
Retirement and long-range scenario modeling
Education and family planning strategies
Risk and contingency framework

Investment Stewardship

Capital is a tool in your CFO's toolkit. Not the objective.

Purpose-driven asset allocation
Tax-aware portfolio construction
Ongoing rebalancing and risk discipline
Quarterly portfolio and strategy reviews

Tax Strategy & Coordination

Your CFO structures income, equity, and entities with a multi-year lens.

Executive and equity compensation strategy (RSUs, ISOs, NQSOs, ESPPs)
Roth conversion and bracket management
Charitable and philanthropic structuring (DAFs, QCDs)
Entity and income-flow review for business owners

Estate & Legacy Planning Coordination

Intent, structure, and continuity—coordinated by your CFO. Not paperwork.

Will, trust, and ownership structure reviews
Beneficiary and titling audits
Estate tax exposure and gifting strategies**
Multi-generational continuity planning

Risk Management & Insurance

Risk is unavoidable. Unmanaged risk is optional.

Life insurance (term and permanent strategies)
Disability income protection
Long-term care planning
Guaranteed income solutions
Umbrella liability and exposure reviews

Family Governance

Great families operate like great companies. Your CFO brings clarity, alignment, and communication.

Family meeting facilitation and structure
Next-generation financial education
Shared decision-making frameworks
Values articulation and legacy documentation
Conflict prevention and resolution protocols

Document & Data Coordination

Information is leverage—only if it's accessible, secure, and organized.

Centralized financial document vault
Advisor coordination and communication hub
Critical record consolidation
Emergency access protocols
Annual document audit and updates

Built for builders. Led by your CFO.

One CFO. One integrated strategy—from business to legacy.

Structure today. Continuity tomorrow.

*Tax planning services are provided in coordination with your CPA or tax professional. 12 Stones Capital Partners does not provide tax preparation or filing services. **Estate planning coordination is provided in partnership with your estate attorney. We do not provide legal advice or draft legal documents. All investment strategies involve risk, including potential loss of principal.