Complexity determines the fee. Not portfolio size.
Transparent. Fair. Aligned with your needs.
Simple situations pay less. Complex situations pay more. Fair for everyone.
No hidden fees. No percentage of assets. You know exactly what you're paying.
We're incentivized to solve problems, not gather assets. Your success is our success.
Based on compensation complexity and planning needs, plus $2,500 onboarding fee
Standard
Elevated
Complex
Highly Complex
Business CFO alignment included for executives with active business interests
$2,500 onboarding fee — Covers initial discovery, complexity assessment, and financial architecture. Remaining fees collected monthly or annually.
Desired multi-year relationship — We assess fitment and build for 5+ years of stewardship, not transactions.
Of business revenue & personal investable assets, based on complexity
Standard
Elevated
Complex
Highly Complex
Comprehensive scope — Business integration requires significantly more coordination, analysis, and strategic planning.
Desired multi-year relationship — We assess fitment and build for 5+ years of stewardship. Exit planning requires runway.
Includes all Executive services, plus:
Of assets under management
$2M minimum AUM required for private client group enrollment. Account service fees drop after $5M per account, rewarding families who consolidate and deepen the relationship. Custom proposal provided after initial discovery.
Family office infrastructure — Without the family office cost.
Multi-year engagement — Generational planning requires long-term commitment.
Includes all Executive services, plus:
Find the right fit for your situation.
| Feature | Executives | Founders | Multi-Gen |
|---|---|---|---|
| Planning Fee | $9.5K–$20.5K | 0.25%–0.75% | 0.25%–0.75% |
| Financial Planning | |||
| Investment Management | |||
| Tax Planning Coordination* | |||
| Estate Planning Coordination* | |||
| Executive Comp Planning | |||
| Business Integration | — | ||
| Exit Planning | — | ||
| Family Governance | — | — | |
| Next-Gen Education | — | — | |
| Philanthropic Strategy | — | — | |
| Advisor Coordination | Basic | Enhanced | Full Quarterback |
For clients who also choose us to manage their investment portfolio.
For clients who engage us for investment management only, without a planning consultive fee.
For clients who also hold a planning consultive fee. Rate scales down competitively as assets grow.
AUM fees scale down competitively at higher asset levels. Exact schedule discussed during discovery—we aim to be meaningfully below industry averages for clients who trust us with both planning and portfolio management.
Schedule a discovery call to discuss your situation and determine the right fit.
Schedule Discovery CallNo obligation. No pressure. Just a conversation.
*Tax planning, estate planning, and legal advice are provided in coordination with your CPA and attorney. 12 Stones Capital Partners does not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.